Furnace Replacement Cost Guide (2026)

Cost Guide 6 min readUpdated June 2026

A furnace replacement is a high-stakes purchase that usually happens at the worst time — when the old one quits in the cold. Here's what a new furnace costs in 2026, how gas and electric compare, and how contractors turn the details into a fast, accurate estimate.

Average furnace replacement cost

In 2026, a typical gas furnace replacement runs about $4,500 to $9,500 installed, with most standard mid-efficiency jobs around $5,500 to $7,500. High-efficiency condensing furnaces and difficult installations push toward the top of the range.

Electric furnaces have a lower equipment cost — often $2,500 to $6,000 installed — but higher operating cost in most regions, so the lifetime math differs from the sticker price.

Gas vs. electric furnace

The right choice depends on local energy prices, climate, and existing infrastructure.

  • Gas: higher equipment cost, lower operating cost in most areas, requires gas line and venting.
  • Electric: lower upfront cost, simpler install, higher monthly cost where electricity is expensive.
  • Heat pump alternative: increasingly popular for combined heating and cooling efficiency.

What AFUE efficiency means for price

Furnace efficiency is rated by AFUE (Annual Fuel Utilization Efficiency). An 80% AFUE furnace converts 80% of fuel to heat; high-efficiency condensing units reach 90–98% AFUE. Higher AFUE costs more upfront and may require different venting (PVC sidewall vent), but lowers fuel bills.

Factors that change your furnace quote

  • Furnace size (BTU output) matched to the home's heating load.
  • Efficiency (AFUE) and single-stage vs. two-stage / modulating burners.
  • Venting changes, gas line work, and condensate drainage for high-efficiency units.
  • Ductwork modifications and new thermostat.
  • Permits, inspection, and removal/disposal of the old unit.

Estimate a furnace job in minutes

Whether you're a homeowner planning a budget or a contractor quoting the work, you don't have to guess. Use the free HVAC calculator for an instant ballpark range, then — if you're a pro — create a free Fast Estimate account to build a fully line-itemized, branded estimate with photos, e-signature, and deposit collection in about two minutes.

Frequently asked questions

How long does a furnace last?

A well-maintained gas furnace typically lasts 15–20 years; electric furnaces can last longer. Past 15 years, rising repair costs and lower efficiency usually favor replacement.

Should I replace my AC at the same time as the furnace?

If both are aging, replacing them together saves on labor and ensures the blower, coil, and condenser are properly matched. Many contractors present a combined option alongside the furnace-only quote.

Is a high-efficiency furnace worth it?

In colder climates with long heating seasons, the fuel savings from a 95%+ AFUE furnace often justify the higher upfront cost. In milder climates the payback is slower.

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